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Manufactured Home Foundation Certifications & Additions: What Lenders Need and How We Can Help

  • raukee
  • Jun 15
  • 2 min read

Updated: Jul 2

house backdoor with deck and kitchen

If you’re a lender, broker, or real estate agent involved in an FHA or VA loan for a manufactured home, one thing is certain: you’ll need a HUD-compliant Foundation Certification to move forward.


At Precedence 1 Inspections, we specialize in engineer-approved Manufactured Home Foundation Certifications — and we don’t stop there. Many manufactured homes include additions such as porches, sunrooms, or carports, which often require separate inspections to meet HUD, FHA, and VA guidelines. We cover it all — making your loan process smoother and faster.


Why Foundation Certifications Matter

HUD guidelines for FHA and VA loans require that a manufactured home be permanently affixed to a foundation that meets specific safety and structural standards. These certifications are non-negotiable in closing the deal — and must be completed by a qualified professional.


We deliver exactly that: fast, accurate, and certified inspections across Nevada, Utah, and Arizona — with travel rates included for out-of-area properties.


Additions May Require Separate Certification

Many properties feature attached structures that were not part of the original manufactured home, and that’s where things can get tricky. Add-ons like:

  • Covered patios

  • Enclosed sunrooms

  • Room expansions

  • Decks or porches

could affect eligibility for financing. FHA and VA programs often require these additions to be separately inspected and certified to ensure they don’t compromise the structure.


We handle both the primary foundation inspection and the certification of additions so nothing slows your deal down.


Certified 203(k) HUD Consultant Services

Need help with renovation loans? I’m also a certified 203(k) HUD Consultant, available to assist borrowers with:

  • Work write-ups

  • Cost estimating

  • Change orders

  • Draw inspections

  • Renovation loan compliance


This is especially helpful for properties that may need repairs to qualify — or for buyers looking to use FHA financing to upgrade the home after purchase.


Let’s Connect

For loan consulting and renovation support, contact:

Clayton 📧 clayton@makeover-homes.com 📞 (463) 252-0028

Nicole (Admin – Makeover Homes) 📧 nicole@makeover-homes.com 📞 (463) 252-0029

For inspections and certifications:

Raukee Matagi – Precedence 1 Inspections 📞 (702) 824-1000 📧 Raukee@precedence1hi.com 🌐 www.precedence1hi.com

Let’s find it. Fund it. Fix it. Thank you.


 
 
 

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